TERMS, CONDITIONS & SMS POLICY

Effective Date: April 1, 2026

Business Name: Client Centered Coaching

Website: coachpeterfisher.com

Email: coachpeterfisher@gmail.com

Phone: (646) 543-0312‬

Mailing Address: 3164 21st St #1383

Long Island City, NY 11106

PART 1 — GENERAL TERMS & CONDITIONS

1. Acceptance of Terms

By accessing or using our website and services, you agree to be bound by these Terms. If you do not agree, do not use our services.

2. Eligibility

You must be at least 18 years old to use our services.

Age Restriction (18+)

By using our services, you confirm that you are at least 18 years of age. Our services are intended only for individuals who are legally able to enter into binding agreements. If you are under 18, you may not access or use our services. We reserve the right to request proof of age and to suspend or terminate access if we believe a user does not meet this requirement.

3. Services

We provide online fitness and mindset coaching, which may include workout programming, general nutrition guidance, lifestyle recommendations, and related digital content.

4. Not Medical Advice

All content and coaching are for informational purposes only and do not constitute medical advice. Consult a qualified healthcare provider before starting any fitness or nutrition program.

5. Assumption of Risk

You acknowledge that participation in fitness activities involves inherent risks, including the possibility of injury or illness. You voluntarily assume all such risks.

6. No Guarantees

Results are not guaranteed and will vary based on individual effort, consistency, adherence to the program, and personal health.

7. Payment Terms

All payments are processed through third-party providers (such as Stripe or PayPal). We do not store your payment information.

8. Refund Policy

All sales are final unless otherwise stated in writing. Due to the nature of digital services and coaching programs, we do not offer refunds once services have been purchased and/or delivered.

If a payment plan is selected, you agree to complete all remaining payments regardless of usage. Refunds may be issued in certain cases at our sole discretion. By purchasing, you agree to this policy.

9. User Responsibilities

You agree to use our services responsibly. You are solely responsible for your own health, safety, and well-being during any fitness activities.

10. Intellectual Property

All content — including programs, videos, and written materials — is owned by Client Centered Coaching and may not be copied, shared, or distributed without prior written permission.

11. Limitation of Liability

To the fullest extent permitted by law, Client Centered Coaching shall not be liable for any injuries, damages, or losses arising from your use of our services.

12. Termination

We reserve the right to terminate access to our services at any time for misuse or violation of these Terms.

13. Governing Law

These Terms are governed by the laws of the State of New York.

14. Changes

We may update these Terms at any time. Continued use of our services constitutes acceptance. Updates will be posted here with a revised effective date.

PART 2 — SMS MESSAGING TERMS

15. SMS Program Description

Client Centered Coaching operates an SMS messaging program to communicate with clients and prospects about fitness and mindset coaching services, program updates, appointment reminders, and promotional offers.

16. How to Opt In

You may opt in to receive SMS messages by:

Submitting your phone number on our website form and checking the SMS consent checkbox
Submitting a Meta (Facebook/Instagram) lead ad form that includes SMS consent language

17. Message Frequency

Message frequency varies. You may receive up to 8 messages per month, including coaching tips, reminders, and promotional content.

18. Message & Data Rates

Message and data rates may apply. Check with your mobile carrier for details.

19. How to Opt Out

Reply STOP to any SMS to unsubscribe. You will receive one confirmation and no further messages, except as required by law.

20. Help

Reply HELP to any message, or contact us at coachpeterfisher@gmail.com or (646) 543-0312‬

21. Sample Messages

Welcome:

Hi [Name]! This is Peter from Client Centered Coaching. Thanks for your interest in coaching — I’d love to connect. Ready to chat? coachpeterfisher@gmail.com Reply STOP to opt out. Msg rates may apply.

Follow-Up:

Client Centered Coaching: Hey [Name], just following up. I have spots open this week for a free strategy email: coachpeterfisher@gmail.com. Reply STOP to unsubscribe.

Promotional:

Client Centered Coaching: [Name], enrollment closes [Date]. Transform your fitness & mindset: coachpeterfisher.com. Reply STOP to opt out. Msg&Data rates may apply.

22. SMS Privacy

Your phone number and SMS consent are never sold or shared with third parties for their marketing purposes. See Part 3 (Privacy Policy) for full details.

PART 3 — PRIVACY POLICY

23. Information We Collect

We collect the following when you interact with our website, ads, or services:

Full name
Email address
Phone number
General location (city/state)
Health and fitness goals (when voluntarily provided)

Sources include: website forms, Meta (Facebook/Instagram) lead ad forms, direct contact, and service sign-ups.

24. How We Use Your Information

We use your information to:

Provide coaching services
Communicate via email, phone calls, and SMS/text messages
Send reminders, program updates, and offers
Respond to inquiries and provide support

25. SMS & Phone Consent

By providing your phone number and opting in, you agree to receive SMS messages and phone calls as described in Part 2. Consent is not a condition of purchase. You may opt out at any time.

26. Email Communications

By providing your email, you consent to receive marketing emails. Every email includes an unsubscribe link. Transactional emails may still be sent after unsubscribing from marketing.

27. Sharing Your Information

We do not sell your personal information. We may share it with trusted third-party providers to operate our business, including payment processors, email platforms, SMS platforms, CRM tools, and Meta Platforms, Inc. (for ad delivery and lead collection). All providers are required to protect your data.

28. Data Retention

We retain your data for as long as you are an active client or prospect, or as required by law. Deletion requests are honored within 30 days.

29. Your Rights

You may request to access, correct, or delete your data at any time by contacting coachpeterfisher@gmail.com.

30. Data Security

We use reasonable safeguards to protect your information. No internet transmission is 100% secure.

31. Children’s Privacy

Our services are not directed to anyone under 18. We do not knowingly collect data from minors.

32. Changes to This Policy

We may update this policy at any time. Changes will be posted here with a revised effective date.

CONTACT

Client Centered Coaching

3164 21st St #1383